HandyContract LLC (“Company,” “We,” “Us,” or “Our” as the context dictates) owns and operates (i) this website, (ii) the web app “ReadContract,” and (iii) other related services (collectively referred to as "Website").

These terms and conditions of use (“Terms and Conditions”) are a legal and binding agreement between the Website's users (“You”) and the Company. These Terms and Conditions, together with the Privacy Policy, govern Your use of the Website; by using the Website, You agree to these Terms and Conditions in full. If You disagree with these Terms and Conditions or any part of these Terms and Conditions, please leave the Website immediately and refrain from using it.

For contact information and more about Us, please refer to section 20.


WE ARE NOT A LAW FIRM AND WE DO NOT PROVIDE LEGAL ADVICE OR LEGAL SERVICES, AND OUR SERVICES CANNOT AND SHOULD NOT BE RELIED UPON AS LEGAL ADVICE OR LEGAL SERVICES.

The Website (including, without limitation, the web app “ReadContract”) is provided AS IS without warranty of any kind, either express or implied, including but not limited to the accuracy, completeness, reliability, suitability, or availability of the content, advices, services, or other information provided through the Website (including, without limitation, the content of the "Smart View" visualization, the translation service, or the relevance labeling).

The information and the services provided or made available on the Website are for general information only, and are not intended to be, do not constitute, and should not be relied upon as, legal, accounting, tax, investment, or other professional advice or services.

Because every situation and every document is unique and fact-specific, you should consult a professional who can thoroughly review and analyze all aspects of your particular situation before making any decision or taking action.


Unless otherwise stated, We or Our licensors own the intellectual property rights in the Website and material on the Website. Subject to the licence below, all these intellectual property rights are reserved. You may view, download for caching purposes only, and print pages from the Website for Your own personal use, subject to the restrictions set out below and elsewhere in these Terms and Conditions.

You may not re-use and/or extract part of the content of the Website without Our express written consent. In particular, You may not:

a) republish material from this Website (including republication on another website);

b) sell, rent or sub-license material from the Website;

c) show any material from the Website in public;

d) reproduce, duplicate, copy or otherwise exploit material on Our Website for a commercial purpose;

e) edit or otherwise modify any material on the Website; or

f) redistribute material from this Website except for content specifically and expressly made available for redistribution (such as Our newsletter).


If You use the Website, You agree that IN NO EVENT SHALL WE BE LIABLE FOR DAMAGES OF ANY KIND (INCLUDING, WITHOUT LIMITATION, LOST PROFITS OR ANY SPECIAL, INCIDENTAL, OR CONSEQUENTIAL DAMAGES) ARISING OUT OF OR IN CONNECTION WITH THE WEBSITE (INCLUDING, WITHOUT LIMITATION, WITH THE USE OF THE WEB APP “READCONTRACT”).

You furthermore agree that

a) we will not be liable to You in respect of any losses arising out of any event or events beyond Our reasonable control;

b) we will not be liable to You in respect of any business losses, including (without limitation) loss of or damage to profits, income, revenue, use, production, anticipated savings, business, contracts, commercial opportunities or goodwill;

c) we will not be liable to You in respect of any loss or corruption of any data, database or software;

d) we will not be liable to You in respect of any special, indirect or consequential loss or damage; and

e) TO THE EXTENT THE FOREGOING LIMITATION OF LIABILITY IS PROHIBITED, OUR SOLE OBLIGATION TO YOU FOR DAMAGES SHALL BE LIMITED TO $10.00.


You must not use Our Website in any way that causes, or may cause, damage to the Website or impairment of the availability or accessibility of the Website; or in any way which is unlawful, illegal, fraudulent or harmful, or in connection with any unlawful, illegal, fraudulent or harmful purpose or activity.

You must not use Our Website to copy, store, host, transmit, send, use, publish or distribute any material which consists of (or is linked to) any spyware, computer virus, trojan horse, worm, keystroke logger, rootkit or other malicious computer software.

You must not conduct any systematic or automated data collection activities (including, without limitation, scraping, data mining, data extraction and data harvesting) on or in relation to Our Website without Our express written consent.

You must not use Our Website for any purposes related to marketing without Our express written consent.


In these Terms and Conditions, “Your content” means material (including, without limitation, text, images, audio material, video material and audio-visual material) that You submit to Our Website, for whatever purpose.

You warrant and represent that Your content will comply with these Terms and Conditions.

Your content must not be illegal or unlawful, must not infringe any third party’s legal rights and must not be capable of giving rise to legal action whether against You or Us or a third party (in each case under any applicable law).

You must not submit any content to the Website that is or has ever been the subject of any threatened or actual legal proceedings or other similar complaint.

We reserve the right to edit or remove any material submitted to Our Website, or stored on Our servers, or hosted or published upon Our Website.

Notwithstanding Our rights under these Terms and Conditions in relation to Your content, We do not undertake to monitor the submission of such content to, or the publication of such content on, Our Website.


Our Website uses cookies. By using Our Website and agreeing to these Terms and Conditions, You consent to Our use of cookies.

We reserve the right to make changes to these usage Terms and Conditions in future and any changes will be posted to the Website and will take effect immediately. Please ensure that You read the Terms and Conditions each time You access the Website.


Access to certain areas of Our Website is restricted. We reserve the right to restrict access to other areas of Our Website, or indeed Our whole Website, at Our discretion.

If We provide You with a user ID and password to enable You to access restricted areas of Our Website or other content or services, You must ensure that the password is kept confidential.

You must notify Us in writing immediately if You become aware of any unauthorised use of Your account or password.

You are responsible for any activity on Our Website arising out of any failure to keep Your password confidential and may be held liable for any losses arising out of such a failure.

We may disable Your user ID and password at any time in Our sole discretion with or without notice or explanation.


We do not warrant the completeness or accuracy of the information published on this Website; nor do We commit to ensuring that the Website remains available or that the material on the Website is kept up to date.

To the maximum extent permitted by applicable law, We exclude all representations, warranties and conditions relating to this Website and the use of this Website (including, without limitation, any warranties implied by law in respect of satisfactory quality, fitness for purpose and/or the use of reasonable care and skill).


The Website may contain links to third party websites. Linked sites are not under the Our control, and We are not responsible for the content of these related sites. We supply these links for convenience only, and a link does not mean that We sponsor or recommend the linked site in question or that We are affiliated to it. Linked sites are owned and operated by independent parties, and as such We cannot guarantee that You will be satisfied with their products, services or business practices. It is Your responsibility to make any checks You think are necessary or appropriate before entering into any transactions with one of these third parties.


You hereby indemnify Us and undertake to keep Us indemnified against any losses, damages, costs, liabilities and expenses (including, without limitation, legal expenses and any amounts paid by Us to a third party in settlement of a claim or dispute on the advice of Our legal advisers) incurred or suffered by Us arising out of any breach by You of any provision of these Terms and Conditions, or arising out of any claim that You have breached any provision of these Terms and Conditions.


Without prejudice to Our other rights under these Terms and Conditions, if You breach these Terms and Conditions in any way, We may take such action as We deem appropriate to deal with the breach, including suspending Your access to the Website, prohibiting You from accessing the Website, blocking computers using Your IP address from accessing the Website, contacting Your internet service provider to request that they block Your access to the Website and/or bringing court proceedings against You.


We may revise these Terms and Conditions from time to time. Revised Terms and Conditions will apply to the use of Our Website from the date of publication of the revised Terms and Conditions on Our Website.


We may transfer, sub-contract or otherwise deal with Our rights and/or obligations under these Terms and Conditions without notifying You or obtaining Your consent.

You may not transfer, sub-contract or otherwise deal with Your rights and/or obligations under these Terms and Conditions.


If a provision of these Terms and Conditions is determined by any court or other competent authority to be unlawful and/or unenforceable, the other provisions will continue in effect. If any unlawful and/or unenforceable provision would be lawful or enforceable if part of it were deleted, that part will be deemed to be deleted, and the rest of the provision will continue in effect.


These Terms and Conditions are for the benefit of You and Us, and are not intended to benefit any third party or be enforceable by any third party. The exercise of Our and Your rights in relation to these Terms and Conditions is not subject to the consent of any third party.


Our failure to enforce any term or condition of these Terms and Conditions shall not be deemed as a waiver of the right to enforce such term or condition.


These Terms and Conditions, together with Our privacy policy, constitute the entire agreement between You and Us in relation to Your use of Our Website and supersede all previous agreements in respect of Your use of Our Website.


You agree that regardless of any statute or law to the contrary, any claim or cause of action arising out of or related to the use of the Site or the Service or these Terms must be brought, if at all, within one year from the accrual of the claim or cause of action or be forever barred. You and Financial Guidance Center agree that these Terms and any claims hereunder shall be governed by and subject to the laws of the state of Nevada, without giving effect to any principles of conflicts of law. You agree to personal jurisdiction by and venue in the state and federal courts in Reno, Nevada.


The full name of our Company is HandyContract, LLC. We are a Limited Liability Company registered in the State of Nevada at the following address:

311 E. Liberty Street

Reno, Nevada 89501


You can contact Us by email to



Updated 28th September 2019